Looking for rental assistance?
Renters and landlords can find out what emergency rental assistance covers, how it works, and who’s eligible on the interagency housing portal hosted by the Consumer Financial Protection Bureau (CFPB).
Example screens for ERA program online applications
Treasury is providing example reference screens to help grantees with implementing ERA program online applications. These screens demonstrate best practices for service delivery and can be an inspiration for how grantees may iterate and evolve their applications and programs to better serve tenants and landlords.
These example pages can be used by program administrators and staff or vendors in building or modifying ERA applications. The goal is to demonstrate ways grantees and their partners can create online application forms that are user-friendly, succinct, and easily understood.
Example eligibility screens
As described in Treasury's FAQs, grantees must determine who is eligible to receive rental assistance. The following screens show examples of each of the conditions of eligibility. Treasury understands that aspects of these examples will need to be adapted to meet their localized needs and program requirements.
Within these examples is a documentation strategy that leverages self-attestation within the ERA application itself. These can be a model that grantees may be able to learn from and use to help reduce their processing bottlenecks, barrier bust documentation hurdles for tenants, and therefore, keep people stably housed.
Highlighted within these initial eligibility screens are the practices detailed in "Guidelines for ERA program online applications". Each of the following examples demonstrates elements of those guidelines.
Screen list
- COVID-19 pandemic impact
- Residence and monthly rent
- Risk of housing instability or homelessness
- Income - Fact-specific proxy
- Income - Categorical eligibility
- Income - Self-attestation
- Rent assistance request
- Utility assistance request
COVID-19 pandemic impact
- Break the process into steps and indicate where the user is in the process using a step indicator
- One thing per page
- Use examples and lists instead of requiring blocks of text
- Winter 2021-2022 home heating costs are predicted to increase in light of COVID-19 related supply chain issues around energy production and distribution causing cost increases in the energy sector, particularly with home heating.
- Use self-attestation to demonstrate financial hardship due to the COVID-19 pandemic.
- Provide human interaction and support to applicants
- If an applicant indicates they did not have any expenses "due to" the pandemic, the online application should prompt with a follow-up question asking if the applicant has experienced a financial hardship "during" the pandemic to reflect the less restrictive standard established for ERA2. If the applicant answer’s "yes", the list of checkboxes reflecting the ERA2 standard would be presented.
Residence and monthly rent
The simplest ways to document that a tenant has a rental obligation are to obtain a copy of the tenant’s current lease or a verification letter from the landlord. However, some tenants may be unable to provide these documents. This example illustrates how confirmation of a tenant’s address at a rental property or a documented history of rental payments may be used as a substitute form of verification.
- If a tenant has a lease or a letter from their landlord, there's no need to request additional documentation to confirm that a rental obligation exists. When these documents are not available, the focus shifts to proving the tenant’s residence at a rental property through other means.
- Offer document upload. Suggest to applicants what types of documents are acceptable.
- Hide complexity from an applicant until or unless they must take action. Use progressive disclosure to hide the upload document component and reveal the self-attestation checkbox based on the answer to “Do you have documents that show your past rent payments?”
- Allow applicants to progress and self-attest if they cannot provide documentation.
Risk of housing instability or homelessness
The following example illustrates the use of progressive disclosure in an application form. This approach reveals questions one at a time and based on the applicant’s prior response.
As shown in the example, applicants who indicate they have received a past due or eviction notice are asked if they are able to provide and upload the document. Applicants who indicate they have not received a notice are prompted to identify their experiences with other housing risks.
This example attempts to capture a range of factors that can lead to risk of housing instability or homelessness. The intention is to help tenants see themselves and/or their situation within the checklist options offered and to avoid asking tenants to provide a narrative. The checklist may be expanded to capture other program policy elections, as applicable.
Income - Fact-specific proxy
Grantees may rely on a fact-specific proxy to further validate the amount of household income that a tenant represents through self-attestation. This approach involves cross-checking the tenant’s stated income against statistical data for a particular population group or geographic area relevant to the household. The following example shows how grantees can cross-reference household size and income against statistical data published by federal agencies. Useful resources include:
- Department of Housing and Urban Development’s "Access Individual Income Limits Areas" data
- American Community Survey (ACS), specifically US Census 2019 5-Year Estimates Tables S1901 and S2503, or the most recent version of that data when available
Income - Categorical eligibility
- Grantees should adjust the list of programs to reflect additional programs available in their jurisdiction.
Income - Self-attestation
- Be sure to offer self-attestation if the applicant cannot provide any documentation.
Rent assistance request
- Including a section on past assistance that was received from other programs can help identify and prevent any overlap in assistance given to the applicant.
- Including a list of the potential months helps applicants think through each month. It also provides more granular data for program administrators.
- It is appropriate to get applicants to confirm their rent assistance request and to underline the importance of making an accurate and truthful request.
Utility assistance request
This example illustrates how you can structure the section on utility assistance. It utilizes progressive disclosure, only showing applicable sections. For example, if the applicant only checks that they need assistance with gas bills, only additional fields pertaining to the gas bill will be shown.
- Grantees should adjust the list of utilities, and the examples of each utility, to ensure the utilities listed are consistent with the specific policies and procedures that have been developed locally.
- Use examples of what is covered in order to help applicants determine their eligibility for utility assistance.
- Asking for the total amount that the tenant owes for the utility allows all fees needed to maintain that utility to be included.
- If an applicant's utility bill is bundled with other non-eligible services and thus needs to be broken apart, details on how to do so should be included here. Grantees should adjust the content in the help text to be consistent with the specific policies and procedures that have been developed locally.
- If the applicant cannot provide a bill, capture the necessary information using an extended form.